Millions of American families — especially service members, veterans, and those navigating uncertain transitions — face real financial challenges.
At Final Salute Financial, we deliver mission-focused guidance and battle-tested strategies to help you protect what matters most, grow your wealth, and secure your long-term legacy.

Term Life Insurance
Affordable coverage with high protection. Ideal for families, new homeowners, young parents, and those building early financial foundations.
Benefits include:
Protects mortgage, income & family needs
High coverage for low cost
Convertible options available
Flexible term lengths (10–40 years)
Whole Life Insurance
Permanent protection with guaranteed cash value growth and lifelong benefits.
Features:
Locked-in rates
Guaranteed death benefit
Tax-advantaged cash accumulation
Access to cash through policy loans
Lifetime financial protection
Indexed Universal Life (IUL)
A powerful wealth-building tool offering tax-free growth potential, protection from market losses, and flexible retirement strategies.
Why clients choose IUL:
Cash value grows based on index performance
Zero market-loss risk
Tax-free retirement income potential
Legacy planning with living benefits
Final Expense / Burial Coverage
Simple, affordable coverage ensuring your family never carries the burden of funeral costs or end-of-life expenses.
Benefits:
Guaranteed approval options
Immediate peace of mind
Affordable monthly payments
Protects families from unexpected burden
Mortgage Protection
Protect your home with coverage designed to ensure your family never loses their most important asset during life's transitions.
Features:
Pays off mortgage balance
Designed for homeowners of all ages
Customized terms & benefit options
Living benefits available
Income Protection / Disability Plans
Your income is your greatest asset. We help protect it with battle-tested strategies that keep your financial mission strong.
Benefits:
Replaces lost income
Affordable plans for families & business owners
Short-term & long-term options
Tax-advantaged protection available
Critical Illness Coverage
A lump-sum benefit to support you financially during major health events.
Helps with:
Loss of income
Medical bills
Living expenses
Long-term recovery needs

Tax-Free Retirement Strategies
Retire with confidence using strategies that help reduce taxes, grow wealth, and protect income.
Includes:
IUL retirement plans
Whole life cash accumulation
Indexed growth strategies
Tax-advantaged compound savings plans
401(k) Rollovers & IRA Transfers
Protect your retirement savings with market-shielded solutions and lifetime income strategies.
Benefits:
No-loss annuity options
Predictable retirement income
Safe alternatives to the stock market
Personalized rollover plans
Annuities
A dependable way to guarantee lifelong retirement income.
Types available:
Fixed annuities
Fixed indexed annuities (FIA)
Guaranteed income riders
Generational Wealth Planning
Your legacy deserves a plan that lasts.
We help families build long-term wealth strategies through tax-free vehicles, protection-based structures, and multi-generational planning.
Focus areas:
Cash-building life insurance
Wealth transfer strategies
Tax-free legacy planning
Family banking systems
Key Person Insurance
Protect your business from financial loss if an essential leader or partner becomes unable to work.
Executive Bonus Plans (Section 162)
Reward and retain top talent with tax-deductible benefits and life insurance-based compensation plans.
Buy–Sell Agreements
Ensure business continuity using life insurance and structured funding strategies.
Business Succession Planning
Protect your company, your employees, and your long-term mission with structured transition plans.
